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Should I Report My Car Accident To My Insurance Company

 
Many people feel that not informing the insurance company of frivolous car accidents is the best approach. They feel that it is better to pay for damages caused by the  car accident themselves rather than by penalized increased insurance rates.  In some ways this is true; but there are serious consequences that could arise from this course of action.

If a third party files a car accident legal claim with the help of their personal injury attorney and you neglected to make your claim to the insurance company, the insurance company can decline payment for your damages and refuse to provide you with a defense. It is best to report the accident to your insurance company and consult with a car accident attorney to determine your best options.  In addition, if you fail to produce your information within a timely basis determined by your insurance company, you may still lose coverage for the car accident.

If you have any concerns regarding your insurance coverage, or if there are passengers injured in the accident, it is highly recommended that you contact a personal injury attorney before allowing the insurance company to record your conversation. It is very important NOT to talk with the other driver’s insurance company without first talking to a
car accident attorney. The last thing you need is incriminating evidence against you before you even learn your legal rights.


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